Title V of the Gramm-Leach-Bliley Act (enacted on November 12, 1999) generally prohibits any financial institution or insurance agency directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed.
“Non-public personal information” generally includes any personally identifiable financial information provided by a customer or consumer to a financial institution to obtain a financial product or service. In compliance with this Act, we are providing you with this document, which notifies you of the privacy policies and practices of O’Kelley & Sorohan, Attorneys at Law, L.L.C.
We may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications, forms and in other communications to us, whether in writing, in person by telephone or any other means;
- Information about your transactions we secure from our files, our affiliated companies, or others;
- Information we receive from a consumer reporting agency; and
- Information we receive from others involved in your transaction, such as the real estate agent or lender.
We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party.
WE DO NOT DISCLOSE ANY NONPUBLIC INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. We do not sell customer information.
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We authorize access to an individual’s information only to those who have a legitimate need to know in order to provide our products and services, or as required by law. Employees who have access to information about an individual are required to follow company procedures designed to keep that information secure and confidential. We maintain physical, electronic and procedural safeguards to protect information about individuals.